At one time the Providian credit card company was one of the leading issuers of credit cards in the United Sates, with more than 10 million card holders and ranked the ninth largest credit card issuer.
Providian is/was known as a company that anyone could apply for a Providian credit card since was known as a company that offered cards to those who could not be approved for credit from the more major companies. The Providian Credit card was offered to those with low incomes and bad credit histories, they are providing a financial solution to these groups of people by offering credit, but at high interest rates.
These tactics brought major Providian credit card debt to those granted Providian credit cards, because they could find no way to getting ahead, as they spent little the interest rate would climb. In an attempt to get ahead, they all too often fall further behind.
In October 2005 Providian was sold to Washington Mutual for $6.5 million. As part of the “WaMu” family, the former Providian credit card company has been renamed Washington Mutual Card Services and now markets the Providian Credit Card until the Washington Mutual name. When accessing Providian credit card online information, you will automatically be taken to the “WaMu” site to conduct your transactions and receive information on your account. Their site offers a list of the different cards available, including affinity cards including ESPN, HSN and the Democratic national Committee.
When you fill out a Providian credit card application it is important to note that with the recent merger with “WaMu,” some changes may occur. It is the hope of these two companies that by bringing together the knowledge and technology they can service customers better. There are no expected issues when signing in to use the available customer services for the Providian Credit card. As the two companies have come together to make their buildings more appealing and user friendly, they do know that there are customers who are more comfortable banking online. For these customers the availability or services in the bank branches are also available online. Whether you need to speak with customer service specialist, find a phone number or the company address they can be easily found with the click of the mouse, In addition, researching the different credit cards available as well as making a Providian credit card payment online are easy and secure.