The Wal-Mart credit card is becoming a popular card for obvious reasons. A Wal-Mart credit card can be used at Wal-Mart, Sam’s club, Walmart.com, Thrifty Car Rental and AOL with added reward of saving 3 cents per gallon at participating Wal-Mart and Sam’s club gas stations and receive better rates for pre-paid AT&T long distance.
Considered a department store card, the Wal-Mart credit card for those who do not have a good enough credit rating to get a regular unsecured card? The Wal-Mart credit card is a good card to start building one’s credit with the benefit of additional benefits from shopping at Wal-Mart. The Wal-Mart card is issued by GE Money and is intended for personal use, and is not a rewards card, an incentive, however, is that there is no annual fee. The Wal-Mart credit card application can be done online in just a couple minutes. By filling in your name, address, SSN and annual income on their secure site application will be submitted with an instant approval often being given within 60 seconds. In the event the instant approval is not given, you will receive a letter in the mail in 7-10 days.
Wal-Mart has joined the major department stores and top credit card issuers in offering prepaid credit cards. These cards, ideal for gift giving now come in many different styles to fit the occasion you are buying it for. No more is there a general, universal card – the credit card has become personal.
Not to be outdone, Wal-Mart has come up with a “reloadable” card that parents can use as an allowance card to help teach teens the responsibility of credit. In addition, they have the ability to authorize family and friends to add money to the card. This eliminates the need to send checks through the mail and is safer.
While many people would not think about a Wal-Mart business credit card, they do exist and are most often used Sam’s Club. With their inventory, businesses have the opportunity to pick up break room supplies, office supplies; to include chairs and desks, while also being able to compare several computers and printers. One advantage to being a business credit card holder is Sam’s Club opens two hours early for business card holders, allowing them to shop before the store opens to the general public; this is a real asset when you are in a hurry.